Alipay’s New AI Agent Isn’t a Productivity Tool. It’s a Trojan Horse for Your Wallet.
The true bottleneck for AI transactional agents isn’t technical capabilityโit’s the psychological barrier of delegating your wallet to an opaque algorithm. Alipay’s new AI agent isn’t just a productivity tool; it’s a Trojan horse designed to bypass human impulse control, shifting purchasing power from human desire to automated execution.