Financial Independence

Stop Saving Your Money in Your 20s. Spend It on This One Thing Instead.

The personal finance gurus tell you to save $100 in your 20s because it’s worth $500 in your 60s. But they’re missing the real point: your time and energy in your 20s are the most valuable assets you’ll ever own. Spend them on experiences that compound—skills, relationships, health—and you’ll get returns far richer than any index fund. This isn’t anti-saving. It’s pro-living.