Compound Interest

Stop Saving Your Money in Your 20s. Spend It on This One Thing Instead.

The personal finance gurus tell you to save $100 in your 20s because it’s worth $500 in your 60s. But they’re missing the real point: your time and energy in your 20s are the most valuable assets you’ll ever own. Spend them on experiences that compound—skills, relationships, health—and you’ll get returns far richer than any index fund. This isn’t anti-saving. It’s pro-living.

The 15-Year Note-Taking Habit That Will Make You Rethink Everything You Know About Ideas

One engineer published 660 notes from 15 years of private note-taking. The insight: notes compound over time, and the real value comes from letting unrelated ideas collide years later. Stop treating notes as storage; treat them as intellectual compound interest.