The AI Hallucination Panic in Finance Is User Error. Here’s the Truth.
The reported unreliability of AI in finance isn’t a technological failure—it’s a testing failure. By using lower-tier, non-reasoning models for complex financial queries, testers are judging reasoning-capable technology using outdated parameters. The real danger isn’t an overconfident machine; it’s a misinformed public making financial decisions based on fundamentally flawed tests.