The $1,000 Car Payment Illusion: How Tariffs Turned Your Auto Loan Into a Lifetime Sentence
Your 72-month car loan isn’t making cars affordable — it’s the mechanism that keeps prices high. Import tariffs shield automakers from competition, allowing them to raise prices while lenders push you into ever-longer loans. The result is a wealth-transfer machine that traps you in negative equity. Here’s how the system works and what you can do about it.