You Think Debt Collection Is About Phone Calls. Itโs Now Enterprise SaaS.
The hangover from a decade of frictionless credit has birthed a 430-billion-yuan scavenger system. But the real winners aren’t the AMCs buying bad debt. As regulatory red lines are hard-coded into product features, the debt collection industry is shifting from street-level violence to enterprise SaaS. Your debt is no longer a human conversation; it’s an automated data stream.